Emirates Islamic RTA Card | A New & Convenient Way To Pay

Is public transportation a frequent part of your daily routine in Dubai? If so, the Emirates Islamic RTA Card might be right for you. An RTA Credit Card is a multi-purpose card designed specifically for public transport users in Dubai. It works both as a NOL card and as a credit card. With this nol credit card, you can earn points, and cashback rewards, and enjoy discounts on RTA services. The following article explores the fees, features, and benefits.

How to Apply for an Emirates Islamic RTA Card

Visit the Emirates Islamic website to apply for the RTA Credit Card.

You can apply for a nol credit card by visiting the Emirates Islamic official website or by clicking here
To proceed, enter the required details and submit

You can also explore the NOL Card Balance Transfer Guide.

Eligibility

In order to apply for an RTA credit card, you must first meet the eligibility requirements listed below:

It is mandatory for you to have a valid Emirates ID
At least 5000 AED should be your minimum salary
A minimum age of 21 is required

Fees and Rates of Emirates Islamic RTA Card

With The Emirates Islamic Nol Card, there is no annual fee, but there is a 3% interest rate on cash advances, with a minimum fee of 99 AED. The fee for non-AED transactions is 3.49%. You can also have a look at Virtual NOL Card.

Activate Emirates RTA NOL Card Auto Top-up Facility

By using the auto top-up feature, you can auto-recharge your Nol card without having to manually do it.

Choose “activate auto-top-up facility” when purchasing a NOL credit card
Details such as “nol tag ID” and other required information should be entered into your nol card
As soon as it’s done, it will be automatically recharged every time
Also, you can choose between plans of 50 AED, 100 AED, and 200 AED depending on your needs

You can activate auto top-up later by calling customer care at +971 600 599995 if you forgot while purchasing the card. You might also get info at NOL Gold Card.

How to Recharge Emirates Islamic RTA Card

It is possible to recharge your Nol Card with any of the following methods, including Emirates Islamic ATMs, Emirates Islamic online banking, Emirates Islamic mobile banking, Emirates Islamic IVR, RTA ticket offices, ticket vending machines, authorized sales agents, and RTA customer service centers.

1. Recharge RTA Credit Card through EI Cash Deposit Machines

Go to the nearest Emirates Islamic cash deposit machine
In CDM, insert your RTA credit card and enter your four-digit pin number
On the backside of your nol card, you will find a 10-digit ID number. Enter it here
You need to enter the amount you wish to recharge in CDM and confirm it
The recharge process should be confirmed once again with the details provided and then confirmed to complete

You can also explore the Emirates NBD Nol Card.

2. Recharge RTA Credit Card through EI ATM

You need to insert your Nol credit card into the Emirates Islamic ATM and enter your 4 digit pin number
Click on Other Services
Then tap Bill Payments
Then click Roads and Transport Authority
Then tap on nol Recharge
Please enter the 10-digit nol tag ID printed on the back of your nol card.
Press enter/confirm when you have entered the amount you want to recharge

3. Recharge RTA Credit Card through EI Online Banking

Please visit the Emirates Islamic Online website and sign in
Under Payments, select RTA
Choose Nol Recharge
In the Add Beneficiary option, enter your NOL tag ID
- Note: Some security questions may be asked while adding a beneficiary; answer them appropriately
You will receive a code on your registered mobile number once the beneficiary has been added
You need to enter that code
On the back of the Go4it Debit Card, you will find the beneficiary’s name and the nol tag ID
To complete the payment process, click Pay Now

4. Recharge nol Credit Card through EI Mobile Banking

Download the EI Bank app for Android or iOS/iPhone
You can register by entering the required details or log in by entering your user ID
RTA credit cards can be recharged by following these steps

5. Recharge nol Credit Card through EI IVR or Customer Care Service

Contact Emirates Islamic customer care at +971 600 599995
Choose your language
The representative may ask for your account number, 16-digit Card number, and PIN during this step
Choose Nol Recharge
Your nol card’s 10-digit nol tag ID must be entered
Verify the details provided and confirm
Your registered mobile number will now receive an Authentication Code and a Reference No.
To proceed, enter these
To recharge, enter the amount to be recharged and press 1.

6. Recharge nol Credit Card through RTA Channels

The Emirates Islamic nol Card can also be recharged through different RTA channels, such as ticket offices located at metro stations, ticket vending machines, authorized RTA sales agents, and smart top-up solar machines.

Features and Benefits of Emirates Islamic RTA Card

Those living in the UAE can use the Emirates Islamic RTA Card for a variety of purposes. You can use it both as a credit card and as a nol card and you can also explore types of nol cards. It means that you can withdraw advance cash from the same card while paying for your transportation. Nol credit cards have the following major features and benefits:

1. Built-in nol Card

There is a nol card built into the Emirates RTA Islamic Card. Similar to a nol card, you can use this card to pay for transport, groceries, government services, and pharmacies. You can check your nol card balance at NOL Card Balance Check.

2. Fare Payments

You can pay for fares while riding RTA metro, RTA buses, and RTA water buses, as well as for parking. Additionally, you can use the Emirates Islamic nol card to purchase weekly, monthly, and annual passes.

3. Cashback Rewards on RTA Transactions

Emirates Islamic Nol Card or RTA Credit Card offers cashback rewards on RTA transactions. Dubai Metro, Dubai Tram, RTA buses, and water buses are eligible for 10% cashback, and RTA taxis are eligible for 5% cashback.

4. Discounts on Other RTA Services

RTA cardholders can enjoy discounts on RTA services, including 50% off vehicle registration and 25% off Salik tags.

5. Cashback Rewards on Other Purchases

Additionally, Cardholders can earn 0.5% cashback on all other purchases at supermarkets and 10% cashback at fuel stations.

6. Lounge Access

Lounge access is available across different countries with Emirates Islamic Banking (EIB) RTA cards. Your Emirates Islamic Bank Skywards Black Credit Card gives you complimentary access to over 1,000 global airport lounges. The offer is valid for you, the credit card holder, and a guest. Your Emirates Skywards membership and class of travel determine if lounge access is complimentary or discounted for you and your guest. The lounges in Dubai and selected lounges worldwide are also available to you on a paid basis.

7. Complimentary Roadside Assistance

Roadside assistance is also included for cardholders, including fuel delivery, battery boosts, and tire changes. A helpline is available 24 hours a day, 7 days a week.

8. Offers on Cinema Tickets

Emirates Islamic Nol Card offers complimentary cinema tickets as one of its exciting features. With the “Buy 1 Get 1” card, cardholders can receive up to two movie tickets per month, any day of the week. In order to qualify for this benefit, you must spend a minimum of 3,000 AED per month in retail. A credit card charge will be applied if the spending criteria are not met or the maximum complimentary ticket usage is exceeded.

9. Protection of Purchase

Theft or accidental damage can now be prevented on your purchases. This allows you to spend more time shopping rather than worrying about protection.

How to Redeem Cashback Rewards

You can redeem cash back with an Emirates Islamic RTA Card by following these steps:

You can log in to your Emirates Islamic account through Online Banking or Mobile Banking.
Then click on ‘Cards‘.
Click on ‘Rewards‘.
Please select Resumption and submit your request.
With Emirates Islamic, you can redeem your rewards anytime, anywhere.

FAQs

To activate your card, call +971 600 599995 after receiving it.

After two years from the date of earning, cashback points expire.

Emirates RTA Islamic cards require a minimum salary of AED 5000.

Summary

For those who frequently use public transportation and RTA services in Dubai, the Emirates Islamic RTA Card is a great option. Its cashback rewards, discounts, and other benefits can help you save money on your daily commute and other expenses. Applicants, who meet the eligibility criteria, can apply for the card online or using any other option that we discussed in the article if they meet the eligibility criteria. Get the Emirates Islamic Nol Card today if you want to reduce your transportation expenses and enjoy other benefits. Please feel free to comment below if you have any questions regarding the RTA credit cards.